Tampa Bay Real Estate - Clearwater Real Estate -
Tampa Florida Homes
We service the entire Tampa Bay Area
Pinelllas: Clearwater, Palm Harbor, Dunedin, Tarpon Springs
Safety Harbor, Largo, Seminole
Pasco: New Port Richey, Port Richey , Holiday , Lutz
Land O Lakes, Wesley Chapel
Hillsborough: Tampa, Westchase, Town & County , New Tampa & more
Now that you know what you're looking for, the next step is figuring out what type of home you can afford. A review of your income, savings, monthly expenses, and debt will be necessary.
Early on in the process, you'll want to get pre-qualified for a mortgage loan, which helps determine how much you can afford. It enables you to move swiftly when you find the right home, especially when there are other interested buyers. It also indicates to the seller that you are serious and can afford to buy the property. A pre-approval is a simple calculation done by a mortgage lender that tells you the amount you'll be able to finance through a loan and what your monthly payment will be. When you find a home to buy, a pre-approval also reassures the seller that you have the financial means to purchase his or her home.
Knowing what you can afford is the FIRST RULE to home buying, and that depends on how much income and how much debt you have. A SCORE OF 620 or better is NEEDED to get a mortgage in todays financial market.
We are approved Realtors for NSP Program in Pasco, & Hud Resales
The price you can afford to pay for a home will depend on several factors, such as:
For all your Mortgage needs Call
Contact: Pam Marron, 26 Yrs. Loan Originator
Gold Star Mortgage Financial Group
Email: pmarron_tampabay.rr.com
727-375-8986 office 727-534-3445 cell
Licensed Senior Loan Officer
Neighborhood Stabilization Program (NSP) is a federal program that funds local municipalities allowing them to clean up neighborhoods by purchasing and rehabbing foreclosed and abandoned homes. Pasco county is the most active and has received $19,000,000 in the first round of NSP funding.
The houses then sold at cost to a qualified low-to-mid income family and the County provides $20, 000 to $30,000 in NSP down payment assistance. Its a win-win situation the foreclosed and abandoned homes are off the street and qualifying families are given the opportunity to become homeowners.
BUYERS
With 30 years of Real Estate Experience each, we know that buying a home is the most significant investment in a persons' life. You are not only choosing a house for yourself, but a home for your family, where they will live and grow. We know how important Customer Service is and we believe that it is what all of our clients want.
When you're ready to start looking for your new home in the Tampa Bay Area, we can communicate by email and phone.
It will be our pleasure to help you understand the changing market that we are in today, and explain the different price ranges and communities that will suit you and your family best.
What Our Customers Are Saying about The Twin Team
Twice the Effort -- Twice the Results
Giving Customer Service to our clients and making their closing as smooth as possible, is our highest priority. Our Business has been built on this concept for years.
Check out some testimonials
Want that Personal Touch?
Want to work with a team with over 60 years combined experience?
Our Team Specializes in Selling homes in Pinellas, Pasco, and Hillsbourogh Counties, Florida
Buyers CALL The Twin Team
This is your time !. We will help you buy your home at the best price!!
We are also on the approved lists for HUD homes and also NSP & POP Programs in Pasco County
LORRAINE SEDDON
727-409-2301 Cell
727-733-5708 Fax
ROXANNE AMATO
727-420-3437 Cell
727-372-0260 Fax
